Should Retirement Savers Own Bonds?
Bonds are on track for their worst year in history. In response, retirement investors are concerned and questioning their bond allocation. To help address those concerns, I’m answering three questions today: 1) Why are bond yields NOT moving in lockstep with interest rates set by the Fed 2) How long does it take for bond fund losses to recover? 3) Why should retirement savers maintain exposure to bonds for the long run? I’m also sharing the pros & cons of laddering bank CDs as a bond fund alternative. If you’re worried about bonds and want to learn more about investing in this asset class, this episode is for you.